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Head of Risk

Head of Risk

You head up the risk area and take on the full responsibility for the credit & risk issues in the Nordic business area (DK/SE) which primarily focuses on credit and counter-part risk. You are an obvious member of the Nordic Credit Committee.

Overall the Head of Risk is in charge of the assessment and monitoring of (credit and counter-part) risk in such a way that risks remain well controlled. You will ensure the quality of the growing credit portfolio through analysis and assessment, but also ensure a fruitful relation with your stakeholders in the Danish entity and across borders.

You report to the head of Risk for Factoring Northern Europe in Belgium – Risk being an independent function – but you play an active role in the local Nordic Management Team and have a dotted line to the Nordic CEO.

Your key focus and activities are:

  • Credit & risk advise to the new Sales and Client Relationship team with regards to amounts, collateral etc., informing about risks, mitigation, procedures, policies and other technical aspects,
  • credit & risk assessment of corporate clients in terms of new credit applications on prospects, , yearly review of existing clients,
  • Enhance risk awareness across the Nordic organization by eventually setting up ad-hoc training when needed
  • Act as local decision takers according to appropriate group delegation model credit & risk surveillance, hence analysis of the credit portfolio regarding risk-rating, product-types etc.
  • Ensuring that contracts/collateral documentation used are in line with approved legal frameworks,
  • Management reporting, hence develop, update and prepare various MIS reports.

You will take an active part in the development of the Nordic business being involved in concrete client matters seen from a credit & risk perspective.

Proven skills and experience within credit & risk assessment
Your educational background is within banking, commercial financing, economy etc. – preferable at Master level (degree in business administration/economy/finance or equivalent). Alternatively, you bring an education from the banking sector combined with a proven experience as described below.

The basic requirement is a solid experience in terms of 5-10 years of experience with credit analysis and assessment of credit risk (corporate portfolios). Through this you have gained an in-depth knowledge of various commercial finance products and collaterals.

You are business-oriented, proactive and motivated by having a key role in this international organization. Your personality is characterized by the ability to work independently and being self-motivated. Your relationship-building approach and your excellent communication skills enable you to engage and influence at senior level. You are assertive and can go against consensus with a sound argument/explanation or proactively propose alternative solutions that fit with the risk profile of the client. You are fluent in Danish/English – both in speak/writing. Working place is Stationsparken in Glostrup.

How to apply?
The recruitment process is carried out in collaboration with the consulting company Compass Human Resources Group A/S.

Please submit your CV and application in English on If you would like to find out more about this position before submitting your application, which will be handled confidentially, please do not hesitate to contact Senior Research Consultant Marianne Selch or Partner Anita Blinkenborg on tel.: +45 70 20 12 75.

Please note that we will reply to the email address from which you send your CV.

Apply here:

With 50 years of market expertise BNP Paribas Factor (also called “commercial finance”) provides integrated asset-based financing solutions to companies active on the B2B market such as invoice financing, credit management services (collection and dunning), risk cover (credit insurance) and other related services. BNP Paribas Factor Denmark is part of the BNP Paribas Factoring network with 14 own branches in Europe and Asia so that full cross-border solutions can be offered. In addition to that, BNP Paribas Fortis Factor NV/SA is also member of Factors Chain International (FCI), an international factoring association with more than 250 affiliated factoring companies, which enables BNP Paribas Fortis Factor to offer worldwide factoring solutions. For more detailed information regarding our company, our group structure and our product offering, consult our website: